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**AGREEMENT TO OUR LEGAL TERMS**

1. We are Wolffstein ('Company', 'we', 'us', or 'our'), a company registered in Delaware, United States at 651 N Broad St, Middletown, DE 19709.

2. We operate the website wolffstein.com (the 'Site'), as well as any other related products and services that refer or link to these legal terms (the 'Legal Terms') (collectively, the 'Services').

3. You can contact us by email at info@wolffstein.com or by mail to 651 N Broad St, Middletown, DE 19709, United States.

**These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ('you'), and Wolffstein AG Inc., concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.**

4. Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms from time to time. We will alert you about any changes by updating the 'Last updated' date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.

5. The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

6. We recommend that you print a copy of these Legal Terms for your records.

**TABLE OF CONTENTS**

1. OUR SERVICES
2. INTELLECTUAL PROPERTY RIGHTS
3. USER REPRESENTATIONS
4. PURCHASES AND PAYMENT
5. POLICY
6. PROHIBITED ACTIVITIES
7. USER GENERATED CONTRIBUTIONS
8. CONTRIBUTION LICENCE
9. SERVICES MANAGEMENT
10. PRIVACY POLICY
11. TERM AND TERMINATION
12. MODIFICATIONS AND INTERRUPTIONS
13. GOVERNING LAW
14. DISPUTE RESOLUTION
15. CORRECTIONS
16. DISCLAIMER
17. LIMITATIONS OF LIABILITY
18. INDEMNIFICATION
19. USER DATA
20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
21. CALIFORNIA USERS AND RESIDENTS
22. MISCELLANEOUS
23. CONTACT US

**1. OUR SERVICES**

7. The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

8. The Services are not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use the Services. You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA).

**2. INTELLECTUAL PROPERTY RIGHTS**

9. Our intellectual property

10. We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the 'Content'), as well as the trademarks, service marks, and logos contained therein (the 'Marks').

11. Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world.

12. The Content and Marks are provided in or through the Services 'AS IS' for your personal, non-commercial use or internal business purpose only.

13. Your use of our Services

14. Subject to your compliance with these Legal Terms, including the 'PROHIBITED ACTIVITIES' section below, we grant you a non-exclusive, non-transferable, revocable licence to:
   - access the Services; and
   - download or print a copy of any portion of the Content to which you have properly gained access,
   solely for your personal, non-commercial use or internal business purpose.

15. Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

16. If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to: info@wolffstein.com If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content.

17. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks.

18. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms, and your right to use our Services will terminate immediately.

19. Your submissions

20. Please review this section and the 'PROHIBITED ACTIVITIES' section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services.

21. Submissions: By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ('Submissions'), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

22. You are responsible for what you post or upload: By sending us Submissions through any part of the Services you:
   - confirm that you have read and agree with our 'PROHIBITED ACTIVITIES' and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceit

ful, infringing any third-party proprietary rights, invasive of personal privacy rights, or otherwise objectionable;
   - confirm that you have read and agree with our 'PROHIBITED ACTIVITIES' and will not post, send, publish, upload, or transmit through the Services any Submission that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment;
   - agree to refrain from posting, sending, publishing, uploading, or transmitting unsolicited promotions, political campaigning, advertising, junk mail, spam, chain letters, or pyramid schemes; and
   - confirm that you have read and agree with our 'PROHIBITED ACTIVITIES' and will not post, send, publish, upload, or transmit through the Services any Submission that could damage, disable, overburden, or impair the Services or interfere with any other party's use and enjoyment of the Services.

**3. USER REPRESENTATIONS**

23. By using the Services, you represent and warrant that:

   1. all registration information you submit will be true, accurate, current, and complete;
   2. you will maintain the accuracy of such information and promptly update such registration information as necessary;
   3. you have the legal capacity and you agree to comply with these Legal Terms;
   4. you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Services;
   5. you will not access the Services through automated or non-human means, whether through a bot, script or otherwise;
   6. you will not use the Services for any illegal or unauthorized purpose;
   7. your use of the Services will not violate any applicable law or regulation.

**4. PURCHASES AND PAYMENT**

24. The Services may include the option to make purchases or otherwise transact with us or third parties. If you wish to make a purchase or transaction on our Services, you may be asked to supply certain information relevant to your purchase or transaction, including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

25. You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any purchase; and that (ii) the information you supply to us is true, correct, and complete.

26. By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of purchases or transactions initiated by you or on your behalf. We may charge your credit card or other payment method for any purchase or transaction made through your account on the Services. You are solely responsible for any fees, including any taxes or other charges, incurred by you in connection with your purchases or transactions, whether by us or a third party.

**5. POLICY**

27. You agre wolffstein.com/privacy-policy/. Our Privacy Policy is incorporated into our Legal Terms by reference and is subject to change without notice. Additionally, by using the Services, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to the Services may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted.

**6. PROHIBITED ACTIVITIES**

28. You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us.

29. As a user of the Services, you agree not to:

   1. circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services or the Content;
   2. engage in unauthorized framing of or linking to the Services;
   3. trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information, such as user passwords;
   4. make improper use of our support services or submit false reports of abuse or misconduct;
   5. engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools;
   6. interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services;
   7. use any information obtained from the Services in order to harass, abuse, or harm another person;
   8. decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services;
   9. attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services;
   10. harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you;
   11. delete the copyright or other proprietary rights notice from any Content;
   12. copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code;
   13. upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material that interferes with any party's uninterrupted use and enjoyment of the Services, or any material that acts as a passive or active information collection or transmission mechanism;
   14. use the Services in a manner inconsistent with any applicable laws or regulations.

30. You may not use the Services or any Content for any purpose that is unlawful or prohibited by these Legal Terms, or to solicit the performance of any illegal activity or other activity which infringes the rights of Wolffstein AG Inc. or others.

31. Some additional prohibited activities include:

   1. Unauthorized use: You may not access or use the Services in any way that is not expressly authorized by these Legal Terms.
   2. Impersonation: You may not impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.
   3. Harvesting or collecting information: You may not engage in the harvesting or collecting of email addresses, usernames, or other personal information from other users for any purpose, including, without limitation, sending unsolicited email.
   4. Threats and harassment: You may not use the Services to threaten, harass, or harm others.
   5. Hate speech and discrimination: You may not use the Services to promote hate speech or discriminate against individuals or groups based on race, religion, gender, sexual orientation, disability, or other protected characteristics.
   6. Violation of privacy: You may not use the Services to invade the privacy of others or to collect, store, or publish private information about others without their consent.
   7. Malware and viruses: You may not use the Services to distribute malware, viruses, or other harmful software.
   8. Unauthorized access: You may not attempt to gain unauthorized access to the Services, user accounts, or computer systems or networks connected to the Services.
   9. Violation of laws: You may not use

 the Services in violation of any applicable laws or regulations.

32. We reserve the right to terminate your use of the Services for violating any of the prohibited activities or for any other reason as determined by us in our sole discretion.

**7. USER GENERATED CONTRIBUTIONS**

33. The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, 'Contributions').

34. Contributions may be viewable by other users of the Services and through third-party websites. As such, any Contributions you transmit may be treated in accordance with our Privacy Policy. When you create or make available any Contributions, you thereby represent and warrant that:

   1. the creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party;
   2. you are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorise us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms;
   3. you have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms;
   4. your Contributions are not false, inaccurate, or misleading;
   5. your Contributions are not unsolicited or unauthorised advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation;
   6. your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libellous, slanderous, or otherwise objectionable (as determined by us);
   7. your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone;
   8. your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another;
   9. your Contributions do not violate any applicable law, regulation, or rule.

35. Any use of the Services in violation of the foregoing violates these Legal Terms and may result in, among other things, termination or suspension of your rights to use the Services.

**8. CONTRIBUTION LICENCE**

36. By posting your Contributions to any part of the Services, or making Contributions accessible to the Services by linking your account from the Services to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and licence to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorise sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.

37. This licence will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.

38. We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Services. You are solely responsible for your Contributions to the Services and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.

39. We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorise any Contributions to place them in more appropriate locations on the Services; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.

**9. SERVICES MANAGEMENT**

40. We reserve the right, but not the obligation, to:

   1. monitor the Services for violations of these Legal Terms;
   2. take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including, without limitation, reporting such user to law enforcement authorities;
   3. in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof;
   4. in our sole discretion and without limitation, notice or liability, to remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems;
   5. otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

41. We may, but are not obligated to, provide you with software updates, patches, enhancements, changes, improvements, and/or upgrades related to the Services (collectively, 'Updates'). Updates may include bug fixes, patches, enhanced functionality, new features, or new versions. You agree that we may automatically deliver such Updates to you.

**10. PRIVACY POLICY**

42. We care about data privacy and security. Please review our Privacy Policy at https://www.wolffstein.com/privacy-policy/. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms by reference.

**11. TERM AND TERMINATION**

43. These Legal Terms shall remain in full force and effect while you use the Services. Without limiting any other provision of these Legal Terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Services (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Legal Terms or of any applicable law or regulation.

44. If we determine, in our sole discretion, that your use of the Services is in breach of these Legal Terms or of any applicable law or regulation, we may terminate your use or participation in the Services or delete any content or information that you posted at any time, without warning, in our sole discretion.

45.

 If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

46. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

47. Any suspected fraudulent, abusive, or illegal activity that may be grounds for termination of your use of the Services may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies we may have at law or in equity.

48. Upon termination of these Legal Terms, any provision which, by its nature or express terms should survive, will survive such termination or expiration, including, but not limited to, sections 'INTELLECTUAL PROPERTY RIGHTS,' 'USER REPRESENTATIONS,' 'PURCHASES AND PAYMENT,' 'POLICY,' 'PROHIBITED ACTIVITIES,' 'USER GENERATED CONTRIBUTIONS,' 'CONTRIBUTION LICENCE,' 'SERVICES MANAGEMENT,' 'PRIVACY POLICY,' 'DISCLAIMER,' 'LIMITATIONS OF LIABILITY,' 'INDEMNIFICATION,' 'USER DATA,' 'ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES,' 'CALIFORNIA USERS AND RESIDENTS,' and 'MISCELLANEOUS.'

**12. MODIFICATIONS AND INTERRUPTIONS**

49. We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We also reserve the right to modify or discontinue all or part of the Services without notice at any time.

50. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

51. We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms will be construed to obligate us to maintain and support the Services or to supply any corrections, updates, or releases in connection therewith.

**13. GOVERNING LAW**

52. These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any choice or conflict of law provision or rule.

**14. DISPUTE RESOLUTION**

53. Binding arbitration: If the parties are unable to resolve a dispute or other claim between them arising out of or relating to these Legal Terms, or any provisions thereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then the parties agree and acknowledge that the dispute shall be resolved by binding arbitration.

54. The arbitration shall be conducted in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes of the American Arbitration Association (the 'AAA') as set forth in these Legal Terms and in accordance with the AAA's applicable rules, or by mutually agreed upon alternative dispute resolution (ADR) provider(s).

55. The AAA rules are available at www.adr.org or by calling 1-800-778-7879. The use of the Services or the purchase of any products or services from us is not contingent upon the use of arbitration or any similar ADR procedure.

56. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to the AAA at 1633 Broadway, 10th Floor, New York, New York 10019. The AAA's rules will govern the payment of all filing, administration, and arbitrator fees. Except as provided in these Legal Terms, you are responsible for all filing, administration, and arbitrator fees.

57. The arbitration will be conducted by a single, neutral arbitrator and shall take place in the county or parish in which you reside or in a mutually agreed upon location in the State of Delaware. The federal or state law that applies to these Legal Terms will also apply during the arbitration.

58. The arbitration shall be conducted in the English language by a single arbitrator who is a licensed attorney in accordance with this Agreement and under the laws of the State of Delaware.

59. The arbitration may award on an individual basis the same damages and relief as a court (including injunctive relief). Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

60. If the arbitrator awards you more than $5,000 and we are not challenging the award, then we will pay you the amount of the award.

61. If the arbitrator awards you more than $5,000 and we challenge the award (or challenge any award in any subsequent arbitration), then the arbitrator (or the court) will award you at least $5,000, unless the laws of the State of Delaware provide otherwise.

62. In the event that you are able to demonstrate that the costs of arbitration will be prohibitive as compared to costs of litigation, we will pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive, regardless of the outcome of the arbitration, unless the arbitrator determines that your claim(s) were frivolous or asserted in bad faith.

**15. CORRECTIONS**

63. There may be information on the Services that contains typographical errors, inaccuracies, or omissions that may relate to the Services, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

**16. DISCLAIMER**

64. THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' AND WITH ALL FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, WE, ON OUR OWN BEHALF AND ON BEHALF OF OUR AFFILIATES AND OUR AND THEIR RESPECTIVE LICENSORS AND SERVICE PROVIDERS, EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE SERVICES, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE. WITHOUT LIMITATION TO THE FOREGOING, WE PROVIDE NO WARRANTY OR UNDERTAKING, AND MAKE NO REPRESENTATION OF ANY KIND THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE, OR WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS, OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, OR BE ERROR-FREE, OR THAT ANY ERRORS OR DEFECT

S CAN OR WILL BE CORRECTED. WE MAKE NO WARRANTY OR UNDERTAKING, AND MAKE NO REPRESENTATION OF ANY KIND REGARDING THE SECURITY OF THE SERVICES OR THAT THE SERVICES WILL BE FREE FROM UNAUTHORIZED ACCESS, DISCLOSURE, ALTERATION, OR DESTRUCTION. YOU UNDERSTAND AND AGREE THAT YOU USE THE SERVICES AT YOUR OWN DISCRETION AND RISK, AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY LOSS OR DAMAGE WHATSOEVER THAT RESULTS FROM SUCH USE.

**17. LIMITATIONS OF LIABILITY**

65. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE OR OUR AFFILIATES, OR ANY OF OUR OR THEIR RESPECTIVE LICENSORS OR SERVICE PROVIDERS, HAVE ANY LIABILITY ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES OR THE CONTENT AND MATERIALS FOR:

   1. PERSONAL INJURY, PROPERTY DAMAGE, LOST PROFITS, COST OF SUBSTITUTE GOODS OR SERVICES, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, COMPUTER FAILURE OR MALFUNCTION, OR ANY OTHER CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL, OR PUNITIVE DAMAGES.

66. DIRECT DAMAGES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY, AND THE AGGREGATE LIABILITY OF OUR AFFILIATES, AND OUR AND THEIR RESPECTIVE LICENSORS AND SERVICE PROVIDERS, TO YOU OR ANY THIRD PARTY ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES OR THE CONTENT AND MATERIALS IS LIMITED TO THE GREATER OF (I) THE AMOUNTS YOU HAVE PAID TO US FOR ACCESS TO AND USE OF THE SERVICES IN THE 12 MONTHS PRIOR TO THE CLAIM OR (II) $100.

67. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OR ALL OF THE EXCLUSIONS AND LIMITATIONS IN THIS SECTION MAY NOT APPLY TO YOU.

68. Limitation on time to file claims: ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE LEGAL TERMS OR THE SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

69. Exceptions: Nothing in these Legal Terms shall exclude or limit our liability for:

   1. fraud or fraudulent misrepresentation;
   2. death or personal injury caused by our negligence;
   3. any other liability which cannot be excluded or limited under applicable law.

**18. INDEMNIFICATION**

70. You agree to indemnify, defend, and hold us and our affiliates, agents, employees, and service providers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Legal Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third party.

**19. USER DATA**

71. We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

**20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES**

72. Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

**21. CALIFORNIA USERS AND RESIDENTS**

73. If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

**22. MISCELLANEOUS**

74. These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms.

**23. CONTACT US**

75. In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

   - Email: info@wolffstein.com
   - Mailing Address: 651 N Broad St, Middletown, DE 19709, United States

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